The goals

One of my goals is to transfer a set amount of money from checking to savings each day so I have a visual of my savings.

I did my transfer from checking to savings this morning as a reminder not to spend today and noticed our MO taxes have already been direct deposited!

This doesn't change the goal of not spending. I have 4 new books I bought last weekend, plenty of food, school stuff to read, and clothes out the wazoo! It's time to use what I have rather than get anything new.

I also want to try to just not spend. I want to see what it's like to make do purchasing only the necessities like gas, milk, perishable fruits and veggies, and hair. (yes, hair is a necessity!)

I want to give at least a percentage of what I save to charity as well ... we have so much while so many have so little. The rest will go into our Roth IRAs. Who knows, maybe we'll max out on our contributions this way!